These features also make fixed deposits an ideal instrument for realizing short-term financial goals and for parking emergency and post-retirement corpuses.įD Interest Rates – Check Fixed Deposit Rates in India It offers income certainty and capital protection, making it a popular investment choice, especially among new and conservative investors.
Fixed deposit (FD), also referred as ‘time deposit’ or ‘term deposit’, is an investment option that allows depositors to park their idle money for a fixed period and earn fixed interest on it at regular intervals during the chosen tenure or at maturity.